Another reason for the crash could be that the driver was speeding and/or did not adjust his speed to accommodate for the weather conditions. The phrase “reasonable and prudent speed” means a driver must not only obey the posted speed limit, but must also adjust speed according to road conditions. I believe a lack of driving experience could have played a role in this crash. I do believe that the crash happening at 8:30 am was significant. I think this because morning traffic is usually heavy during the morning hours.